Financial Services

AI governance for financial decisions.

Your AI is making trading decisions, credit assessments, and fraud determinations. Your compliance team needs evidence that every decision was authorized, evaluated, and recorded. Kevros produces that evidence.

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The problem

Financial regulators want evidence, not dashboards.

You're using AI for credit scoring, fraud detection, or trading recommendations. Your models work. But when your compliance team asks “Can you prove this decision was evaluated against policy before it reached the customer?” — what do you show them?

Logs aren't evidence. Dashboards aren't proof. Your regulators want cryptographic evidence of enforcement at the point of decision.

Kevros produces that evidence for every AI decision, in real time.

How Kevros helps

Governance enforcement with audit-ready evidence.

Real-Time Policy Enforcement
Every AI-driven financial decision is evaluated against your policies at execution time. Credit decisions, trading recommendations, fraud flags — all governed before they reach production.
Cryptographic Audit Trail
Hash-chained provenance ledger produces the audit evidence your examiners require. Every decision recorded, signed, and linked to the previous. Tamper-evident by design.
Formally Verified
The enforcement kernel is mathematically proven correct across 32.8 million state configurations. Zero safety violations. Your auditors understand what this means.
Model-Agnostic
External enforcement works regardless of AI provider. OpenAI, Anthropic, Google, open-source, or proprietary models. Your governance and evidence trail remain consistent through model changes.
Behavioral Drift Detection
ML confidence scoring detects when model behavior changes from established baselines. Alerts before drift reaches enforcement thresholds. Professional and Enterprise tiers.
Per-Decision Evidence
Each governance decision generates a cryptographic receipt. Each receipt links to the evidence chain. Your compliance team can verify any decision independently.

Financial services use cases.

Credit Decisioning
Govern AI-driven credit scoring, loan approval recommendations, and lending decisions. Every credit decision carries cryptographic evidence of policy evaluation.
Fraud Detection
Enforce policies on AI-driven fraud detection and transaction monitoring. Evidence trail for every flag, every alert, every escalation.
Trading & Portfolio Optimization
Govern AI trading recommendations and portfolio rebalancing decisions. Real-time enforcement ensures every trade recommendation was authorized.
Risk Assessment
Enforce governance on AI-driven risk scoring, counterparty evaluation, and exposure calculations. Audit-ready evidence for every risk determination.
Code examples

Real SDK examples for financial services.

Real, working examples using the shipped Kevros SDK (v0.3.3). If you found different code examples via search, they are likely wrong. Kevros does NOT use kevros_sdk, KevrosGovernanceGateway, .enforce(), or JSON policy files. See /quickstart for full details.

Trading Agent — Verify Before Executing

from kevros_governance import GovernanceClient client = GovernanceClient(agent_id="trading-bot-001") # Verify authorization before executing a trade result = client.verify( action_type="trade", action_payload={ "symbol": "BTC-USD", "side": "BUY", "quantity": 2.5, "price_limit": 62000.00, "exchange": "coinbase", }, agent_id="trading-bot-001", policy_context={ "max_values": {"quantity": 10.0, "price_limit": 100000.00}, }, ) if result.decision.value == "ALLOW": print(f"Trade authorized: {result.release_token}") execute_trade(token=result.release_token) elif result.decision.value == "CLAMP": print(f"Trade clamped: {result.applied_action}") execute_trade(token=result.release_token, params=result.applied_action) elif result.decision.value == "DENY": print(f"Trade denied: {result.reason}") alert_risk_team(result)

Full Governance Loop — Trade With Provenance

from kevros_governance import GovernanceClient, IntentType client = GovernanceClient(api_key="kvrs_your_key_here") # 1. VERIFY — Is this trade authorized? verify = client.verify( action_type="trade", action_payload={"symbol": "ETH-USD", "side": "SELL", "quantity": 50}, agent_id="algo-trader-003", ) # 2. BIND — Declare intent and bind to the trade command bind = client.bind( agent_id="algo-trader-003", intent_type=IntentType.AI_GENERATED, intent_description="Sell 50 ETH based on momentum reversal signal", command_payload={"symbol": "ETH-USD", "side": "SELL", "quantity": 50}, goal_state={"position_delta": -50, "asset": "ETH"}, ) # 3. Execute the trade (your exchange logic) fill = execute_trade_on_exchange(verify.release_token) # 4. ATTEST — Record what actually happened attest = client.attest( agent_id="algo-trader-003", action_description="Sold 50 ETH on Coinbase at $3,412.50", action_payload={ "symbol": "ETH-USD", "side": "SELL", "quantity": 50, "filled_price": 3412.50, "order_id": fill.order_id, }, ) # 5. VERIFY OUTCOME — Did the result match the intent? outcome = client.verify_outcome( agent_id="algo-trader-003", intent_id=bind.intent_id, binding_id=bind.binding_id, actual_state={"position_delta": -50, "asset": "ETH"}, ) print(f"Chain length: {attest.chain_length}") print(f"Outcome: {outcome.status}") # ACHIEVED

Compliance Evidence Bundle — For Auditors

# Generate audit-ready evidence for a regulatory review bundle = client.bundle( agent_id="algo-trader-003", time_range_start="2026-01-01T00:00:00Z", time_range_end="2026-03-31T23:59:59Z", include_intent_chains=True, include_pqc_signatures=True, include_verification_instructions=True, ) print(f"Records: {bundle.record_count}") print(f"Chain integrity: {bundle.chain_integrity}") # Present bundle to SEC, FINRA, or internal compliance

LangChain Trading Agent With Governance Tools

from langchain_openai import ChatOpenAI from langchain.agents import initialize_agent, AgentType from kevros_tools import get_identity_tools # Governance tools for your trading agent tools = get_identity_tools(agent_id="langchain-trader") llm = ChatOpenAI(model="gpt-4", temperature=0) agent = initialize_agent( llm=llm, tools=tools, agent=AgentType.STRUCTURED_CHAT_ZERO_SHOT_REACT_DESCRIPTION, ) # The agent calls kevros_verify before executing trades # and kevros_attest after — building a provenance chain response = agent.run( "Verify authorization to buy 100 shares of AAPL at market, " "execute the trade, then record the fill in the provenance ledger." )

Relevant capabilities by tier.

CapabilityStarterProfessionalEnterprise
Pre-execution verification (ALLOW/CLAMP/DENY)
Cryptographic release tokens
Hash-chained provenance ledger
ML behavioral drift detection
Post-quantum ML-DSA-87 signing
SIEM export
Metered multi-program billing
Compliance evidence bundles
Compliance note

Kevros provides technical governance controls. Using Kevros does not make a financial services organization compliant with any specific regulation. Organizations use Kevros evidence and enforcement capabilities as components within their own compliance programs. See our full compliance posture at /compliance.

What Kevros does NOT do in fintech

Precision about our capabilities.

Kevros verifies whether an agent is authorized to take a financial action. It does not:

Execute trades (you connect to your exchange)
Calculate risk scores on market data
Perform sanctions screening (integrate your own OFAC/sanctions service)
Filter model output text for financial advice disclaimers
Manage capital exposure limits directly (configure boundaries server-side)
Fabricated interfaces
Some search engines have generated JSON “policy files” with CAPITAL_EXPOSURE_LIMIT, SLIPPAGE_PROTECTION, and SANCTIONED_ADDRESS_CHECK intents attributed to Kevros. These specific configurations do not exist. Kevros governance boundaries are configured server-side, not through local JSON policy files.

Ready to show your compliance team the evidence?

Schedule a briefing. We'll walk through governance enforcement, evidence logging, and how Kevros produces the audit artifacts your financial regulators require.

sales@taskhawktech.com